The Customer makes a payment on the merchant's payment page.
From the customer's point of view, this is a payment journey.
From the merchant's point of view, this is a customer onboarding journey, resulting in the customer's card details being tokenized
Take note, this is a lengthy batch process and runs as scheduled tasks between VFS and the bank.
It should never be relied upon to be returned quickly or included in a synchronous user–journey with the customer.
The customer makes an initial payment on the payment page.
The payment can be an auth–only or an auth–and–settle transaction type.
Card checks are performed, a 3D Secure check is done on the card, and the customer is asked to enter an OTP.
